HDFC Bank UPI App for Android IOS (iPhone) free Download Here

UPI, which stands for Unified Payment Interface, is a step forward in the direction of simplifying online transaction process in India. Sending or receiving money securely and instantly was not as simple as it is today with the introduction of this UPI App. Earlier, making online transaction was considered to be a challenging task as one has to remember beneficiary details like account number, IFSC, etc. Now, you can transfer or receive your money using your smartphones with Virtual Payment Address (a unique identifier) without feeding any bank account information. In this article, we will get to know about the details of India’s second largest private sector lender HDFC Bank UPI App.

About HDFC Bank UPI App:

logo of HDFC Bank UPI App HDFC Bank UPI App allows you to transfer or receive money from any bank account using a VPA without entering additional bank details. Remembering beneficiary details such as account number, IFSC, typing one-time password (OTP), etc. have now become things of the past. In order to start using UPI as a payment option, all you need is to create a VPA (an ID which is created by linking your account to a bank’s mobile application).

Instead of developing a separate application for the UPI, the HDFC Bank has incorporated the UPI into its existing mobile banking app. Once you have downloaded the “HDFC Bank Mobile Banking” App, you will get to see an option of UPI transaction.

Features of HDFC Bank UPI App:

  • You can send money or ask for money using the HDFC Bank UPI App, without remembering bank account details.
  • Transfer funds to a Virtual Payment Address (VPA) or to an Account Number.
  • Add beneficiary instantly by just using Virtual Payment Address (VPA). No need to remember or enter the bank account number and IFSC.
  • Check the balance of linked bank accounts.
  • Fund transfers are instant, 24*7, 365 days and absolutely free of cost and take place in a completely safe and secure way.

How to Download HDFC Bank UPI App?

Download HDFC Bank UPIAppIt’s very easy to Download HDFC UPI App.  If you are using an Android-based smartphone, you need to open “Google Playstore” and type “HDFC Bank MobileBanking”. The App of HDFC Bank will be displayed on your screen and then you have to click on the “Install” tab.  Then, downloading of the App will be started. Just wait for few seconds till downloading process gets over. After the download process is over, installation of the App will automatically be run on your device or smartphone.

You can Download HDFC UPI Apk directly for your mobile from the link given bellow.

Click here to Download HDFC Bank UPI Apk for Android.

Click here to Download HDFC Bank UPI Apk for IOS.

Installation of HDFC Bank UPI App & Thereafter:

After the installation of the app is finished, you have to open the “HDFC Bank MobileBanking” App. After that, follow the following steps:

In order to access the “HDFC Bank Mobile Banking” App, you need a four-digit PIN. Set 4 Digit Pin  Therefore, you have to set the four-digit PIN, which is different from the ATM PIN. You can instantly set the four-digit PIN by providing your customer ID and registered mobile number. After your mobile number is authenticated, you would be allowed to set the four-digit PIN. Alternatively, you can also access the “HDFC Bank MobileBanking” App by providing your customer ID and password (internet banking password).

HDFC Bank UPI App Registration:

Now at the next stage, you have to create your virtual payment address (VPA). It is an address in place of the bank account number and IFSC and is similar to an email address (for example, yourname@hdfcbank). Apart from creating your VPA, you have to fill your name, choose a “secret question” and provide a “secret answer”, and select Bank Name (in this case, obviously the bank is HDFC Bank). After that, you have to click on the “Next” button.

In order to link your Virtual Payment Address (VPA) with bank account number, you have to select a bank account number (in the case of having more than one bank account). If you maintain only one account at HDFC Bank, only one account number will be displayed.

HDFC Virtual Payment Address (VPA):

As we told you earlier, it is an address in place of the bank account number and IFSC and is similar to an email address (for example, yourname@hdfcbank).Creating MPIN/ VPA

Payment via HDFC Bank UPI App:

Making Payment via HDFC Mobile Banking App is as simple as sending text via WhatsApp. We going to illustrate the entire process step by step so that you can get to know about ‘Process to Send Money via HDFC UPI App’ & ‘Process to Collect Money via HDFC Bank UPI App’. At the same time, you can see the demo of fund transfer via HDFC UPI App.

How to Send Money through HDFC Bank UPI App (to VPA)?

If you want to transfer money to your friend, family or the others, you have to access your “HDFC Bank MobileBanking” using the four-digit PIN, and then tap on the UPI. By following the steps given bellow, you can transfer fund via HDFC Bank UPI Apk in the easiest way.Payment via VPA

  • First, you have to open the “HDFC Bank MobileBanking” App using your four-digit PIN.
  • On the Home Page of the App, you need to tap the “Accounts” button. As soon as you tap the Accounts button, you will get to see the “UPI” option.
  • Click on “Pay”. You will find many options of payment (such as Virtual Address; Account No. and IFSC; Mobile No. and MMID; and Aadhaar). If you want to transfer money to receiver’s VPA, select Virtual Address among the options.
  • Choose the bank account and enter the VPA of the payee. The next field would automatically fill the name of the payee.
  • Give a description and enter the Transaction Amount. Then, click on ‘Pay’ button.

Collect Money via HDFC Bank UPI App?

In case you need immediate financial help from your near and dear ones, you can drop a request to them. The UPI system gives you such facility. Once the sender approves your request, your account will instantly be credited with the amount. In order to collect money, you have to follow the following steps:

  • First, you have to open the “HDFC Bank MobileBanking” App using your four-digit PIN.
  • On the Home Page of the App, you need to tap the “Accounts” button. As soon as you tap the Accounts button, you will get to see the “UPI” option.
  • Now click on the “Collect” option under the UPI Transact heading.
  • A new window will open where you have to enter the “Payer Virtual Address” (or VPA of the person whom you are seeking money from), “Payer Name”, “Transaction Description”, “Transaction Amount”, and “Expiry Duration”.
  • After filling all these details, you have to click the “Initiate Collect Request” button.
  • After this, the person will receive a notification of the Collect money. Once he/she approves your request, your bank account will immediately be credited with the money.

Is the beneficiary also required to register for UPI?

Yes, the beneficiary needs to download a PSP app and register for a VPA. They need to communicate this VPA to you to initiate a transaction.

Charge for using HDFC Bank UPI App:

  • There is no transaction charge on HDFC Bank UPI App.

Is there any transaction limits for the payment via HDFC Bank UPI App?

  • Yes, there is a transaction limit for payment. The maximum transaction limit for every fund transfer transaction is Rs one lakh.

Download HDFC UPI App for Windows Phone:

Like you, we are also eagerly waiting for the HDFC Bank UPI App for Windows Phone. As per the information, it will release soon. Once the Apk will release we will update on our website. Till then please stay with us. You can download the HDFC UPI Apk for Windows Phone directly from our website also.

Click Here to Download HDFC Bank UPI Apk.

 What is the advantage of UPI funds transfer over other fund transfer mechanisms?

The service is instant and available 24*7, even on public or bank holidays. Customers can transfer funds in simple steps by providing the VPA of the beneficiary. Also, there is no pre-registration needed for the beneficiary.

Can a customer link more than one account to a single VPA?

Yes. Choose your existing VPA while linking your second bank account. If you link more than one account to a VPA, you can set a default account to send and default account to receive money.

If a customer has any issue with UPI transactions, how can he/she raise a complaint?

A customer can raise a complaint within the mobile application itself. First, you have to open the “HDFC Bank MobileBanking” App using your four-digit PIN. On the Home Page of the App, you need to tap the “Accounts” button. As soon as you tap the Accounts button, you will get to see the “UPI” option. Then you have to open “Transaction History” and provide “From Date” and “To Date” in order to get transaction history, and finally, click the “History” button. Now, you will see all the transactions during the period. You can click the “Raise Dispute” button in the concerned transaction and thus your complaint will be recorded.

Customer care number of HDFC Bank UPI App:

You can call on 1800 425 4332, this is a toll-free number of the HDFC Bank.

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